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Credit Report Service Offerings

For basic consumer credit reports to an in-depth sub-prime credit search, e-VERIFILE handles all credit report service offerings in-house, guaranteeing rapid, cost-effective solutions. Become a customer or log in now.

PEER® Employment Report:

This consumer credit report is designed for hiring purposes and can provide valuable insight into an applicant's financial responsibilities as well as verify previous employment and past addresses. Information in this credit report service includes applicant identification, former addresses, past employment, payment status and history as well as promptness to meet regular financial obligations, and pertinent public records (collections, lawsuits, or judgments).

Consumer Credit Reports:

We currently offer consumer credit reports for Trans Union. Risk models can be added, including Fair Isaac (FICO) Scores and bankruptcy scores. This credit report service is extremely helpful in evaluating credit risk and useful as a valuable collection tool. Please note, however, that this service requires a permissible purpose as specified by The Fair Credit Reporting Act (FCRA).

Business Credit Report (Experian):

These types of reports represent a current, objective picture of how a business handles its financial obligations. The Business Credit Reports from Experian help you make effective business decisions to minimize your risk by providing actual trade data experiences, public record information, company background, and comparative data placing a company's payment performance in context with its industry. This is an excellent search when screening new contractors, vendors, or suppliers looking to do business with your organization.

e-VERIFILE.COM provides real-time access on all bankruptcy filings, discharges, dismissals and conversions. Case numbers are monitored for each court according to numbers filed in each division, which assures that all findings, 341 meetings, discharges dismissals, and conversions are found.