Online Risk Assessment Reports

On-Line Searches & Products

e-VERIFILE.COM offers the following on-line information searches and produts. Become a Customer for access to fast and affordable on-line reports.

Residential and Business
Phone Number/Address Verification

e-VERIFILE.COM puts directory assistance directly at your fingertips--right on your computer desktop. You get real-time access to nearly 130 million U.S. residential, business, and government listings. You get immediate and up to date access to the directory assistance databases of the Regional Bell Operating Companies and Local Exchange Carriers. And since these databases are updated daily, you can locate the most current information available--in seconds.

It's also easy to search for the information you need in the ways that you prefer. And, you can get up to ten listings per inquiry. Look no further for a quicker, more cost-effective alternative to traditional directory assistance.

Residential and Business
Reverse Phone Number Search

Similar to the Haines Directory, this search utilizes the Regional Bell Operating Companies Electronic Directory Assistance to identify the residential owner or business of a specific phone number. Hiring managers use this to verify reference phone numbers and collectors use it as a skip-tracing tool. Validates application information for accuracy.

Assets/Real Property Search --Pending--

A search of the specific city or county for any property currently owned by the applicant: includes address, the legal address, owner(s), file or portfolio number, assessed value and current taxes paid.

Bankruptcy Search Verification

A national search for records of all bankruptcies. The information returned may include date filed, Attorney/Trustee name, address, and phone number, date and time of the first meeting of creditors (341 meeting), discharges, dismissals and conversions.

If you are involved in collection, fraud prevention, new account authorization, or bankruptcy legal handling, now you have a better way to track current bankruptcy information. You can search a database of almost 7 million records covering all 50 states plus the District of Columbia, Puerto Rico and the Virgin Islands.

e-VERIFILE.COM provides real-time access on all bankruptcy filings, discharges, dismissals and conversions. Case numbers are monitored for each court according to numbers filed in each division--this assures that all findings, 341 meetings, discharges dismissals, and conversions are found.

Certificate and License Verification

Many companies require an applicant to be licensed in a specific discipline. However, similar to education credentials, licenses and certificates can also be fraudulent.

The certificate and license verification can confirm your applicant has the necessary certification to perform his or her job. Medical, nursing, aviation, accounting, attorney, and plumbing licenses can be verified. We'll provide you with a complete and accurate license dossier on your potential employees.

Consumer Credit Reports

In file consumer credit reports from all three National Repositories, Trans Union, Equifax and Experian. Risk Models can be added as well, including Fair Isaac (FICO) Scores and Bankruptcy Scores. This report is extremely helpful in evaluating risk in lending and useful as a valuable collection tool Addresses and Phone Numbers of all Creditors and Inquiry Companies. Not to be used for consumer inquiries and requires a Permissible Purpose as specified by The Fair Credit Reporting Act (FCRA).

Criminal Record Search

A search through county courts, federal courts, and statewide repositories for any criminal histories. This search can reveal serious and disqualifying information seldom volunteered by an applicant. This nationwide service can provide protection against "negligent hiring." Recent court rulings have determined that employers can be held liable for the damaging actions of their employees, if, based on the employee's previous actions, he or she should have been disqualified for the position.

Preserve the integrity and image of your business. Over 3,000 researchers obtain criminal records from counties, municipal courts, federal courts, and statewide repositories. Each criminal record request goes through an extensive "validation" process. This service provides industry-leading turnaround time.

Single County
SINGLE COUNTY FELONIES AND MISDEMEANORS, Our court researchers provide an extensive search for all records pertaining to your applicant at the county seat. They acquire all felony arrest and disposition information, including upcoming court appearances and any misdemeanor information located at the county seat. The data is then evaluated by paralegals to confirm accuracy of subject and adherence to all applicable state laws and FCRA requirements. The final report is available to you on-line within an average of one to three days of your submission.

Extended Single County
The key difference between this search and the standard search, the court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location.

Standard Nationwide Multi-County Using 7-yr Addr History
We use over 3000 researchers nationwide to obtain current and complete criminal records. We send these researchers directly to the courthouses to check criminal records at the county level. The SOCIAL SECURITY NUMBER is used to locate a minimum of seven years of previous addresses, which are used to track UNDISCLOSED ADDRESSES where the subject has previously resided. We locate criminal records, both felonies and misdemeanor (if at same location) from courts in other states in addition to the current state of residence. County criminal searches contain both arrest and disposition records. Furthermore, our compliance department evaluates the data to confirm accuracy of subject and adherence to FCRA requirements. Our search and evaluation technique minimizes your vulnerability to career criminal activity, and reduces exposure to negligent hiring and discriminatory labor practices litigation. We then deliver the data to you within 24 to 72 hours on average.

Nationwide Multi-County Using 7-yr Addr History and (2) Applicant Provided Addr's
The key difference between this search and the standard search, the court researcher will search county courts identified from addresses provided by the client.

Extended Nationwide Multi-County Using 7-yr Addr History
The key difference between this search and the standard search, the court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location.

Extended Nationwide Multi-County Using 7-yr Addr History and (2) Applicant Provided Addr's
The court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location as well as applicant disclosed addresses.

Extended Nationwide Multi-County Using 7-yr Addr History and (2) Employer Provided Alias Names & Addr's
The court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location as well as employer supplied alias names, maiden names, & addresses.

Single County or Single Federal Court District Using 10-yr Historical Court Data
This is an ideal search when screening for senior management positions, and you want information searched for the broadest possible time span pertaining to your applicant at the county seat or at the federal locality depending on the search you choose.
This search will go beyond the standard 7-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Nationwide Multi-County Using 10-yr Historical Court Data
The key difference between this standard search and the extended 10-yr search, the court researcher will not check misdemeanor records at the county seat if they are housed at a separate location.
This search will go beyond the standard 7-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Extended Single County Using 10-yr Historical Court Data
The court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location.
This search will go beyond the standard 7-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Extended Nationwide Multi-County Using 10-yr Historical Court Data
The court researcher will check felony and all misdemeanor records at the county seat even if they are housed at a separate location for all addresses that show up on the Social Security Trace.
This is an ideal search if you want information searched for the broadest possible time span pertaining to your applicant.

This search will go beyond the standard 7-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Lifetime Historical Nationwide Multi-County Felony Only Using (8) Employer Provided Alias Names & Addresses
A multi-county criminal record search (felony only) will be done for all addresses that show up on the Social Security Trace as well as all addresses, aliases / aka's provided by the client.
Note: a lifetime historical search of court records will be performed.

This is an ideal search if you want information searched for the broadest possible time span pertaining to your applicant with potential felony convictions.

This search will go beyond 10-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Lifetime Historical Nationwide Multi-County Felony and 10-yr Historical Misdemeanor Court Data
A multi-county criminal record search will be done for all addresses that show up on the Social Security Trace.
Note: a lifetime historical search of court records will be performed pertaining to felony convictions. A 10-yr minimum historical search will be done pertaining to misdemeanor convictions.

This is an ideal search if you want information searched for the broadest possible time span pertaining to your applicant with potential felony and misdemeanor convictions.

This search will go beyond 10-yrs of criminal history if permissible by the state the search is being done in. Some states do not allow more than a 7-yr search. See the State Law Reporting Restrictions for further assistance.

Nationwide Multi-County Civil Using 7-yr Addr History
This search is performed by sending court researchers to all of the county courts identified using the reported address as well as the addresses appearing on a Social Security Search spanning the last seven years, to check for all civil suits.

Nationwide Multi-County Civil & Criminal Using 7-yr Addr History
This search is performed by sending court researchers to all of the county courts identified using not only reported addresses, but also those appearing on a Social Security Search spanning the last seven years, to check for all civil suits as plaintiff and defendant and as well as the complete standard nationwide multi-county criminal search described above.

Federal Nationwide Criminal Using 7-yr Addr History
This search is performed by sending court researchers to all of the federal localities identified using the reported address as well as the addresses appearing on a Social Security Search spanning the last seven years, to check for arrests and convictions.

Federal Nationwide Criminal Using 7-yr Addr History and (2) Applicant Provided Addr's
This search is performed by sending court researchers to all of the federal localities identified using the (2) reported addresses as well as the addresses appearing on a Social Security Search spanning the last seven years, to check for arrests and convictions.

Federal Nationwide Criminal & Nationwide Multi-County Criminal Using 7-yr Addr History
This search is performed by sending court researchers to all of the county courts and federal localities identified using not only reported addresses, but also those appearing on a Social Security Search spanning the last seven years, to check for arrests and convictions.

Statewide Criminal Record Searches
Available in approximately forty-one (41) states. Criminal history information reported to each statewide criminal system is derived from local law enforcement agencies within that particular state, and may not always contain all criminal record information within the state and/or subsequent judicial court record dispositions. Crimes reported to the statewide system may include felonies, misdemeanors, and/or traffic violations. Due to legal restrictions in some states, however, the dissemination of criminal record information from their state law enforcement database is not permissible, (i.e., only a county-level criminal record search may be conducted). Please note that each state may establish specific criteria before permitting the dissemination of criminal history information, (those requirements may include fingerprint cards, or submitting an originally signed & notarized authorization form, etc.). Finally, response time for processing and returning statewide criminal record searches may vary greatly between states. On average, response time will range from 2 days to 4 weeks.

Due to the nature of statewide criminal record systems, we recommend county-level criminal record searches, (which are available in all 50 states). County criminal record information reflects the most up-to-date and accurate status of a criminal record history. In addition, county criminal record information is on average, generally accessible within a 24 - 72 hour time frame.

Criminal Report Statewide Georgia and Alabama combined
Same procedure as described in the Statewide Criminal Record Search, but will include criminal information just from the states of Georgia and Alabama with one click of the button. Note: Release required for Felony & Misdemeanor records in Georgia.

Criminal Report The Nationwide Criminal Database Check (NCDC)
This is a great product to complement and broaden the regular county/multi-county criminal background search. It should not be used as the primary criminal search due to frequency and limitations of the data in the repository depending on the state being searched:

Records date back at least five, seven, or ten years

Not all counties in a state report information to this database

Limited Jurisdiction

Updates may be done monthly, quarterly, or semi-annually

Only the latest incarceration information may be available

Records contain information pertaining to a maximum of three, five or ten offenses

History may be limited to the offender's latest offense

It is a comprehensive report created from the largest criminal database available with over 126 million offense records covering 38 states currently online. The database may or may not contain the following information depending on the state being searched:

Current and historical felony and misdemeanor records, probation and parole records

Criminal-traffic and criminal-non-traffic cases

Current and historical statewide felony and misdemeanor information for inmates, probationers and parolees

Offenders registered in the Sex Offender Registry

Class A and B misdemeanor conviction records

Gross misdemeanor information

Arrest records

Data on individuals who have been sentenced to serve time or community service, or have received suspended sentences or probation

NCDC information available by jurisdiction.

This search will let you find out the most information available about your applicant. For example, since the regular criminal search is based on county/counties of residence, you will only be notified about offenses that have been reported to the county courthouse of the applicant's county/counties of residence. Because the NCDC currently collects criminal record information from 38 different states, there is a chance that this search may uncover an offense committed outside of the applicant's county/counties of residence. For example, if the applicant travels to an adjoining state and commits a crime, a search of criminal records located at their county/counties of residence will not most likely reveal such an offense. However, the NCDC may have collected this information and therefore report it through a system wide record search.

The criteria used to match records in the NCDC are the first three characters of the applicants first name, the full last name, and the date of birth. As such, a record may be generated that does not belong to the individual being reviewed.

e-VERIFILE.COM, Inc. recommends that this search serve as an adjunct to county criminal record searches. The information included in the subject reports is amassed from database sources which may not contain all current information pertaining to individuals and events. Information contained should not be the sole determining factor in the evaluation of an individual. Any information contained should be verified to establish the identity of the individual prior to any decision making process. No warranty as to the accuracy of the information from the above sources is stated or implied.

Whenever derogatory public record information is found in this database, FCRA guidelines will be followed to send a consumer notification to the applicant by mail about the information that was found in the database and who has reviewed the information contained in the report results.

All that is needed to start ordering this search is to fill out the NCDC Service Agreement Addendum.

Disposition Report, Single Disposition Search
Includes all of the internal investigative work to locate the courthouse where the record is housed, validate the charge with the Clerk of Courts, and then dispatch a court researcher into that courthouse to secure the complete disposition. Note: This service includes the handling of a single (1) criminal record off of the rap sheet.

Disposition Report, Multi Disposition Search
Same procedures as described in the Single Disposition Search, but will include obtaining ALL criminal record dispositions listed on a single rap sheet.

International Level Criminal Record Search - Criminal Report Nationwide Canadian Record Search Using 7-yr Court Data
A nationwide criminal background search in Canada is now available. This search will reflect felony and/or misdemeanor records for the last seven years.

Please note in order for your request to be processed, one of the following "Application Declaration & Reference Consent Forms" must be completed;

Form A is for Employment Purposes (pre-employment or current employees)
Form B is for Non-Direct Employment Purposes (contractor, vendor, helper)

To get a copy of one of these forms, click here.

Fax or Mail the completed form to:

e-VERIFILE.COM, Inc.
900 Circle 75 Parkway, Suite 620
Atlanta, GA 30339-3084
TEL 770-859-9899 Ext: 1
FAX 770-859-0717
Note: To view files in .PDF format, you need Adobe's Acrobat Reader and/or browser setup to view and print. If you don't have it, get it here!

U.S. Government Alert/Watch Searches

Denied Persons/Businesses Lists (OFAC/SDN and BIS/DPL)
This search is performed against lists of denied persons or business entities published by U.S. Government agencies. It is a valuable tool for helping financial institutions, insurance companies, and state and federal agencies to ensure compliance with the U.S.A. PATRIOT Act (was passed by Congress and signed into law by President Bush in October 2001) and other new legislation aimed at detecting and preventing terrorism, international money laundering, and other criminal activities.

e-VERIFILE.COM accesses and displays information contained within databases maintained by the Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) Blocked Persons list and the Bureau of Industry and Security (BIS) Denied Persons List (DPL).

The OFAC/SDN is a product of the U.S. Department of the Treasury which administers and enforces economic and trade sanctions based on US foreign policy and national security goals against targeted foreign countries, terrorists, international narcotics traffickers, and those engaged in activities related to the proliferation of weapons of mass destruction. OFAC acts under Presidential wartime and national emergency powers, as well as authority granted by specific legislation, to impose controls on transactions and freeze foreign assets under US jurisdiction. Many of the sanctions are based on United Nations and other international mandates, are multilateral in scope, and involve close cooperation with allied governments.

The BIS/DPL is a product of the Bureau of Industry and Security which is responsible for the regulation of exports for national security, foreign policy, and nonproliferation reasons and the enforcement of those regulations.

Record processing can be done in single search mode, a batch mode, or even integrated with an application that you already use for processing your applicants. Please call for more information on record processing at (770) 859-9899 Ext: 1.

Education Verification

One of the most common areas of resume fraud occurs in the overstatement of the applicant's education. This search can determine if your applicant is qualified to do the job. With the exception of experience, education is the most important component in determining salary.

This search will verify all education claims: undergraduate and graduate schools; technical, business and trade schools; and medical, nursing, accounting, and attorney licenses.

Employment Reference Verification

An employee reference verification can provide you with key information about an applicant's work history, productivity, and overall work ethic. Previous employers and co-workers are valuable sources when compiling a complete profile on your applicant.

The basic verification validates dates of hire, terminations, job title or position held, and rehire eligibility.

The extended verification validates not only dates of employment and rehire eligibility, but also obtains information from supervisors and/or managers regarding work habits and general demeanor.

Business Credit Reports
- Dun & Bradstreet --Now Available--
- Experian --Pending --

Represents a current, objective picture of how a business handles its financial obligations. The Business Profile helps you make effective business decisions by providing: actual trade data experiences, public record information, company background, and comparative data placing a company's payment performance in context with its industry.

Business Civil and Criminal Search

This search identifies any Pending or Adjudicated Civil Records as well as all Criminal Violations by the business in question at the current location. Ideal for Small Business Lending, Licensing and Membership Screening.

Motor Vehicle Reports

A search to accurately assess the subject's driving record. The information returned may include a history of reckless driving, speeding, driving under the influence of drugs and alcohol, suspended and revoked driver's license.

Accurate assessment of one's driving record is critical, and requires reliable, timely, and complete information. Every time an employee starts a car on company time, the employee and company are liable. e-VERIFILE.COM provides access to Motor Vehicle Reports. Motor Vehicle Reports from all 50 states, including the District of Columbia.

Pertinent information regarding driving history--speeding, reckless driving, and driving under the influence of alcohol and drugs--can directly relate to an applicant's personal conduct and responsibility. A suspended or revoked license will disqualify an applicant from a position where driving is required.

You can receive reports in 24 hours or less. More than half of the reports are available instantly.

PEER® Employment Credit Report

This employment version of a consumer credit report is specifically designed for hiring with more detailed information than a standard report and can provide insight into an applicant's financial responsibility as well as verify previous employment and past address information.

Some of the "critical facts" included in this report are: applicant identification information, former addresses, past employment trend reports detailing the promptness of an applicant's ability to meet regular financial obligations, and pertinent public records (collections, lawsuits, or judgments).

Social Security Trace

This verification is one of the most significant, yet often disregarded, elements of the Pre-Employment Screening process. The fraudulent use of social security numbers is considered to be one of the most abused pieces of personal information.

This social security number (SSN) search will verify the applicant's SSN; identify previous residential addresses and/or names used by an applicant for up to seven years; flag SSN's that have not been issued by The Social Security Administration or have been filed with death claims; detect the fraudulent use of SSN's.

Sub-Prime Credit Search --Pending--

A search through a negative only data base. Contains information on consumers who have skipped on rental, finance, or service agreements, have stolen merchandise or automobiles, used a fraudulent social security number, or have written uncollectible checks. (Requires a signed consumer release.)

e-VERIFILE.COM provides access to sub-prime consumer information records. This information is collected from merchants who interface with high-risk consumers daily, including rent-to-own stores, sub-prime furniture and appliance stores, sub-prime consumer finance companies, sub-prime auto dealers, sub-prime mortgage companies, check advance/deferred deposit/payday loan companies, title loan companies and cable television companies.

Many of these merchants either do not report back to traditional consumer reporting companies, or don't do so in a timely manner. Therefore, when an individual falls into the sub-prime category, often the only source of current information is this database.

This database contains only negative information--people who have skipped on rental, finance, or service agreements, have stolen merchandise or automobile, use a fraudulent social security number to attempt application approvals, or have written uncollectible checks.

Tenant Screening Search

e-VERIFILE.COM provides access to over 21 million files on rental histories supplied by a national network of property managers who have rented or are currently renting to your consumer. Move-ins, move-outs, evictions, judgments for possession and rent, property damage, unlawful detainers and skips are reported as they happen. This database also includes the reporting of excellent rental history that, at times, can be the only source of positive credit history available.

Deceased Verification

Are you about to become a victim of fraud? Could your applicant be assuming a dead person's identity? e-VERIFILE.COM can help by providing a death record report. Our information comes from the Social Security Administration (SSA). This database contains all individuals notified to the SSA as deceased who were receiving social security benefits.

The report you receive will consist of social security number, name of deceased, date of birth, date of death, state of residence, and zip code.

If you are responsible for fraud prevention, application processing, or asset recovery, then you should try this valuable reporting service.

Worker's Compensation Search

This search may determine whether an employee will take advantage of injury claims. If a person has abused worker's compensation in the past, there is a chance they will do it again. Don't be the next victim!

You can now identify applicants that have consistently taken advantage of worker's compensation laws. This information can prevent costly claims. (Special Requirements For Ordering)

Tax Lien Search

Identifies all Outstanding and Satisfied Federal and State Tax Liens at both State and Federal levels for each individual selected. This product is very helpful when calculating debt ratios for lending or analyzing patterns of behavior in employment applicants.

Civil Record Search

Locates all pending Civil Suits, Civil Judgments and Liens involving your applicant. Uses the county of residence to gather information useful in assessing additional risk to your business, whether in lending, collections or hiring.

Alcohol Saliva Screening

Fast, reliable, simple and accurate quantitative alcohol screening that is Department of Transportation (D.O.T.) approved. [Product Information] Keep your workplace safe for all your employees.

Rapid Drug Screening Tests

This one step test is unrivaled in the marketplace for its ease of use. The Rapid Drug Screen provides inexpensive and proven results in five minutes. It tests for up to nine illicit drugs and utilizes a safe and effective design, which protects the test administrator from any specimen contact.

Each test has been proven to correlate 100% with results generated by the SYVA EMIT II industry standard laboratory screen. Built-in tamper detection measures ensure these non-invasive tests produce accurate results.

The Rapid Drug Screen is the only on-site drug test without pipettes, reagents, or the need to tilt, mix, or shake the specimen. It requires no chemical personnel, technical training, or special equipment.

The Rapid Drug Screen simultaneously tests for the presence or absence of up to 9 illicit drugs: cocaine, marijuana, PCP, methamphetamines, amphetamines, barbiturates, benzodiazepines, methadone, and tricyclics. It is available in one, two, three, five, eight, and nine panel versions. [Drug Screening Product Information]